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VPN total-cost calculator

Most VPNs are cheap up front and expensive on renewal. Here you see the true 1/2/3-year total cost — compare fairly on "effective monthly" price.

Pick a horizon

How it's calculated: discounted first-term price, then monthly-plan price on renewal. Most providers use a "renewal trap" — cheap up front, 2–3× more after. Disabling auto-renew and re-buying on discount saves money.

Best value for 3 years

Private Internet Access

Total $73.08 — effective monthly $2.03

VPNFirst termRenewalTotal (3 yr)Effective monthly
Private Internet Access
$73.08$0.00$73.08$2.03
TTunnelBear
$119.88$0.00$119.88$3.33
CyberGhost
$56.94$129.90$186.84$5.19
ExpressVPN
$83.72$103.60$187.32$5.20
Surfshark
$67.23$139.05$206.28$5.73
NordVPN
$81.36$155.88$237.24$6.59
WWindscribe
$69.00$216.00$285.00$7.92

How is this calculated?

For each VPN we take the "best value" plan (typically 2–3 years) as the reference. During the plan term the discounted price applies; after it expires we assume renewal at the monthly-plan rate. This is the source of most Trustpilot complaints — users see "$30 the first year, $120 the second year."

How to dodge the renewal trap

  1. Disable auto-renew — log in to your VPN account and turn off auto-renew in billing settings.
  2. 1–2 weeks before expiry, buy a fresh discounted plan from the same provider or a different one.
  3. Mind the Mullvad exception — flat €5/month, no discount/renewal trap. Better for consistency than for squeezing out savings.

Which term makes sense?

  • 1 year: The right balance for most users — meaningful discount, manageable commitment.
  • 2–3 years: Lowest effective monthly, but a 3-year commitment to one provider. The VPN market moves fast — even cheap is risky.
  • Monthly: Flexibility but 2–3× more expensive. Only for short-term needs.

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